Sometimes you need a little more to offer than just basic healthcare coverage, that’s where voluntary benefits come in.
Humana is a100% American healthcare group that has extensive experience with both individuals and companies, and provides a range of voluntary benefits, including dental, pharmaceutical, and optical. They serve millions of Americans.READ MORE >
Transamerica focuses on providing life and supplemental health insurance, retirement services, and investments in the United States.READ MORE >
Nationwide offers insurance, investing, and retirement products for your many sides. They are a fortune 100 company with a specialty in health services.READ MORE >
Voluntary Benefits are additional forms of insurance that are not strictly considered necessary to maintain general good health. For example, while many group plans offer it, dental insurance is typically in a category by itself, because it is more a voluntary benefit. Injuries on the job don’t often require dental treatment, as one example. Optical or optometry concerns, for glasses or even contact lenses, is another example of a type of coverage that traditional healthcare wouldn’t ordinarily cover.
Voluntary benefits, when offered, give employees more choice and the ability to “opt-in” for additional coverage if they so choose. An employee with perfect 20/20 vision, for example, is unlikely to want or need optical insurance coverage, but another that has vision issues and prefers to wear glasses would likely appreciate and opt into an optical/optometry plan. In the same way, a young, single employee may initially not find dental insurance too enticing, but, a few years later, after starting a family and having children, may choose to opt into the dental voluntary benefits after all.